Why you need income protection

As an individual with a lifestyle to support, the case for income protection is a strong one:

  • Guaranteed regular income if illness or injury stops you working.
  • Replacement income provided until you are well enough to return to work.
  • No need for you and your dependants to rely solely on State Benefits.
  • Help from our Vocational Rehabilitation Consultants to assist in a successful return to work.

As an employer, a group protection plan from Unum could benefit your company in any of the following ways:

  • Cost of long-term sickness can be limited and predicted.
  • Long-term absent employees receive active vocational rehabilitation reducing the need to recruit and train replacements.
  • Investment in key members of staff is safeguarded by providing the best possible chance of a successful return to work.
  • Pension and National Insurance contributions can be maintained, via the policy, while employees are unable to work.
  • Recruitment and retention of a high calibre, motivated staff due to attractive benefits package for employees.

Last Updated:25 January 2008

Advisers

Advisers

Employers

Employers

Individuals

Individuals