The features of the Primary Income Replacement Plan

Unum's Primary Income Replacement Plan includes:

  • Ability to protect specific financial commitments.
  • Flexibility over amount of benefit paid to suit individual's commitments.
  • Choice over when benefit payments start by selecting a deferred period of either 4, 8, 13, 26 or 52 weeks.
  • Choice over when benefit payments stop by choosing to tie in with the period of a commitment, e.g. mortgage term or education costs.
  • Option to increase level of cover should financial commitments change.
  • Option to change occupation whilst carrying on the Plan.
  • Access to Unum's Rehabilitation Services.


What does Unum provide?
Who benefits?
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Last Updated:20 August 2007

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