For employees, Unum's Executive Income Replacement provides the following benefits:
- Financial security if illness or injury results in absence from work and a loss of income.
- No need to rely on State Incapacity Benefits which have become increasingly insubstantial and difficult to claim.
- No need to use up life-time savings when existing income is threatened.
- Access to specialist medical advice and guidance increasing the chance of a full return to work.
For employers, Unum's Executive Income Replacement Plan provides the following benefits:
- Cost of long-term sickness can be limited and predicted.
- Financial security for selected key employees.
- Investment in key members of staff is safeguarded by providing the best possible chance of a successful return to work.
- Employer Pension and National Insurance contributions can be protected with this policy.
- Improves recruitment and retention of high calibre, motivated staff by having an attractive benefits package in place.
What does Unum provide?
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