The features of the Executive Income Replacement Plan

Unum's Executive Income Replacement Plan includes:

• Ability to insure up to 80% of an employee's gross earnings.
• Opportunity to protect Employer Pension and National Insurance contributions as well as an employee's salary.
• Choice over when benefit payments start by choosing a deferred period of either 4, 8, 13, 26 or 52 weeks.
• Choice over when benefit payments stop by choosing a set period of 2, 3 or 5 years or up to a specific age anywhere between 50 and 70 years.
• Option for employees to receive benefits up until retirement age.
• Access to Unum's Rehabilitation Services for the individual and employer.

What does Unum provide?
Who benefits?
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