Who benefits from the Essential Ability Cover Plan?

For individuals and their families, Unum's Essential Ability Cover provides the following benefits:

• Financial security when faced with serious illness or injury that prevents certain daily activities being performed.
• Cost-effective cover based on functional tests, not ability to carry out a specific occupation.
• No need to rely on State Incapacity Benefits which have become increasingly insubstantial.

What does Unum provide?
The features
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