What does Unum's Pay Direct provide?

In today's world of work, where employers are finding retaining staff increasingly difficult, Pay Direct offers newfound flexibility in providing income benefits and managing absence. The product meets the needs of employees wishing to return to work and those who are unable or unwilling to continue working for the company:

  • Continuing income replacement benefits for absent employees who remain in service
  • Help and support for returning to work from our Vocational Rehabilitation Consultants
  • Option to pay benefits direct to the individual if returning to work with the same company isn't possible – unlike traditional Group Income Protection, where benefit payments stop when the employee leaves service
  • The opportunity to take other paid or unpaid employment with the financial security of replacement income from Unum. These payments continue until their earnings match the level they received when incapacitated, or until the original policy terminal age

The features
Who benefits?
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Last Updated:09 August 2007

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